Help to buy

Help to Buy is a government scheme to assist people to own their own home. There are several options available including buying a new build home with an equity loan, buying a home with mortgage guarantee and assistance with saving for a deposit.

Equity Loan

With the Help to Buy Equity Loan scheme the government lends you up to 20% of the cost of a new-build home, so you’ll only need a minimum 5% cash deposit and a 75% mortgage to make up the rest.

Help to Buy North West is the agent for our region and they can help you:


The Help to Buy ISA is for people saving to buy their first home, where the government will boost your savings by 25%.

The government also operates a Lifetime ISA, which you can also use to save for a deposit for your first home, or for general savings for later life. Find out more about:

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